Rory Sparrow
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Russell Wilson, Rodgers, now Dak, hell, even average to shitty FA QBs can hamstring a roster for at least a few years dep on when their contract hits (MIA, DEN, WASH, SF, etc)
I thought that was kind of the whole point of the salary cap providing competitive balance.
As for your examples, Miami was out of the playoffs the 6 years prior to giving Tannehill 4yr/$77M, and then the next year they made the postseason. Not sure who Denver has been 'hamstrung' by in terms of FA QBs. It can't be Keenum, as he is one of the lowest paid starters in the NFL. Washington was mediocre with Cousins on franchise tag deals, and last year without Cousins 'hamstringing' them they finished 7-9. SF was terrible before Garoppolo's 2-year out deal...not sure how they are "hamstrung".
It seems like the good organizations are able to make things work.